Access to your credit history allows you to protect yourself and your credit from fraudulent activity
Know what hurt and helps your credit and begin to eliminate credit mistakes, lower debts and save on loan interest.
Credit affects your future. Knowing where you stand is the foundation of creating a solid future out of your equity.
Whether buying a house or furthering education a high credit score gets you the loans you need at a lower interest rate.
Why Your Credit Matters
Yes, it’s true; your credit score can help you save up to thousands of dollars! The higher the score, the more likely lenders will define you as a eligible candidate for loans, credit cards or a line of credit. Qualifying for these amenities opens the gates for financial options for not only your future but your family’s as well. Your credit score is a tool in deciding whether you are eligible for credit and what interest rates you will receive.
How Your Credit Score Works
The calculations based on the data in your credit report are how credit scores are determined. Depending on your credit activity your score can change ranging from frequently to over time. It is essential to know your score and have credit report access in order to protect yourself. An easier way to stay on track with the activity in your credit report is credit monitoring. This will be helpful for those who would rather not pull their credit reports constantly.